A Home Equity Conversion Mortgage (Reverse Mortgage) insured by FHA is an important financial option that lets homeowners age 62 and older tap into the equity they've built in their homes and receive loan proceeds they can use for a variety of needs. This mortgage has helped many seniors reach financial security and offer peace of mind. While we are not FICO driven, we still have some credit requirements. This product comes in fixed rates and variables. Borrowers will maintain homeownership and continue to be on title.

Here are some examples and reasons seniors apply for this product:

  • Fund in-home care
  • Pay for medical expenses
  • Home upgrades or repairs
  • Supplement income with monthly installments


* PAY only your property taxes, home owner's insurance and HOA dues

FHA Reverse Mortgage is a non-recourse loan, regulated and safe. Contact me to find out the truth about Reverse Mortgages. 

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Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

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For most of us, the appeal of retirement is due in great part to the freedom that it provides. The freedom to travel, re-discover a hobby, or spend time with loved ones, all while untethered from the distractions and restraints of employment.

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Reverse Mortgage


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Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.


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